Retirement Income Review

Who it is for

Individuals and couples within ten years of leaving work, or already drawing from pensions who want a second look at income sustainability.

Result you receive

A written retirement income plan covering state pension timing, private pension options, tax considerations, and a recommended sequence for accessing funds.

Scope

Full fact-find, pension consolidation assessment, cashflow modelling for up to three retirement scenarios, and a follow-up meeting to walk through recommendations.

Included

• Initial discovery meeting (in person or video)
• Gathering of pension statements and state pension forecast
• Cashflow projection for your target retirement age
• Written recommendation letter with next steps
• One follow-up session within 90 days

Not included

• Ongoing discretionary portfolio management
• Tax return preparation
• Legal drafting of wills or trusts

Provider

Chartered financial advisers at Willow Court Financial Advice

Typical duration

Typically three to five weeks from fact-find to recommendation meeting

Where we meet

Meetings at our Friesenhampton office or by video across England

How to prepare

Bring recent pension statements, P60s, and a rough list of monthly household spending.

Constraints

Advice is regulated and suitable only where we can complete a full fact-find. We do not advise on overseas pensions without additional specialist input.

Fee basis

Fixed engagement fee from £1,450, depending on the number of schemes and complexity of drawdown.

Process

1. Book an introductory call to confirm suitability
2. Complete a fact-find and share pension paperwork
3. Adviser models income scenarios and prepares recommendations
4. Review meeting to discuss and decide on next actions

Next step

Request a retirement income review on our contact page or book a discovery call via Appointments.

Book a discovery call All consultations